Make Cost-Effective Choices for Your Oral Health
Maintaining good oral health is essential, and when tooth decay strikes, dental fillings are a common restorative treatment. However, many individuals are concerned about the cost of dental fillings and how it fits into their budget.
Our Kailua-Kona, HI, dentist, Dr. Fred Gaeta, goes over the cost of fillings below, ensuring you have an understanding of the expenses of this treatment and your payment options. To contact our dental team, call our office at (808) 329-3314.
How Much Do Dental Fillings Cost?
Typically, the price of a dental filling without insurance ranges between $200 and $600. However, this is a general estimate, and filling costs might be as modest as $100 or soar up to $4,000. Various factors will affect your out-of-pocket costs of a dental filling treatment.
Factors That Influence Dental Filling Cost
Filling costs can vary depending on several factors, including:
- Type of Dental Filling Material: There are different types of dental filling materials available, including amalgam (silver), composite resin (tooth-colored), gold, and glass ionomer fillings. Amalgam metal fillings are generally less expensive compared to composite resin or porcelain, but the choice of material depends on factors such as aesthetic preferences and the location of the filling.
- Additional Procedures: If additional procedures are needed, it can significantly increase the overall cost.
Dental Insurance Coverage for Dental Fillings
Dental insurance coverage for fillings can vary depending on your insurance plan. Some dental insurance plans may cover a percentage of the cost for specific filling materials, while others may provide coverage based on a fee schedule. Review your dental insurance policy and understand the coverage details, including any limitations or exclusions.
Coverage Levels
Most dental insurance plans classify fillings as a “basic procedure“, a category that typically also includes extractions, root canals, and periodontal treatment. For basic procedures, insurance often covers 50% to 80% of the cost, after the deductible. The type of filling can also influence coverage.
For example, insurance might cover the cost of a silver filling but might only cover the cost equivalent for a composite filling, leaving the patient to pay the difference.
Financing Options for Cavity Filling Costs
If costs are a concern, different types of financing options may be available to help manage the expenses:
- Dental Savings Plans: Dental savings plans are membership-based programs that offer discounted rates on dental services, including fillings. These plans typically involve an annual fee and provide reduced costs to participating dental providers.
- Dental Financing: Many dental offices offer financing options to help patients manage the cost of treatment. These may include in-house financing plans or partnerships with third-party financing companies that offer flexible payment options.
- Flexible Spending Accounts (FSAs) or Health Savings Accounts (HSAs): If you have an FSA or HSA, you can use pre-tax dollars to cover eligible dental expenses, including fillings. These accounts allow you to set aside money specifically for healthcare expenses, providing a tax advantage and helping to manage costs.
Contact our Kailua-Kona dentists today to discuss our available payment and financing options.
Frequently Asked Questions
Discount programs and community dental clinics offer reduced-cost dental fillings. Dental discount plans, such as those offered by insurers like Cigna and Delta Dental, provide discounts on various dental services, including fillings. Community dental clinics, often run by non-profit organizations or government agencies, may offer reduced-cost cavity fillings or free dental services to individuals who meet income requirements. Dental schools may also provide dental services at a lower cost, as these services are performed by dental students under supervision.
Dental fillings are generally cheaper than other alternatives for repairing damaged or decaying teeth. The cost of dental fillings can vary depending on the filling material used, the size and location of the cavity, and the dentist’s location. Silver amalgam fillings are the cheapest option, while cast gold or porcelain fillings are the most expensive. Dental fillings are a relatively inexpensive alternative to other dental treatments, such as crowns or implants.
Schedule Your Appointment Today!
Understanding the cost of dental fillings with insurance is crucial for budgeting and making informed decisions about your oral health and cavity filling with composite resin fillings or any other type of tooth fillings. Contact our Kailua-Kona, HI, dentist at (808) 329-3314 to receive a detailed cost estimate and guide toward the best options for your needs.
Don’t let tooth decay go untreated and cause further problems! We also welcome patients from Kalaoa, Holualoa, and Kahaluu-Keauhou, HI. Learn more about how much cavity fillings cost with our tooth-filling dentist.